I bought, last summer, a Future beach fusion 124 primarily to use in lake erie. I am heavy, at 285 and the kayak is rated at 250. It would seem that being overweight would make the boat unstable, and unsafe, but I have had it out in 2-4 footers, up and down the cuyahoga in cleveland and along the cleveland breakwall (in 2-4 footers) with no trouble. I use a skirt, and have flotation in the boat just in case, but I've never felt in danger. The only thing I have noticed is the stern is low in the water (the boat sits low normally, even with a lighter person), but have had following waves with no problem. Are they lying about the weight limit? Should I be more concerned? Should I just not worry about it?