I put an IED in my boat. The thief won’t try that again. The boat was a Dick’s special. Truck looks a little worse for wear.
@string said:
I put an IED in my boat. The thief won’t try that again. The boat was a Dick’s special. Truck looks a little worse for wear.
And thus dear Pammie did learn from String,
to protect his Precious and its Grey Thing,
Quadruple amputee thieves of Fort Collins will attest,
you’d think a Pamlico might blow but shrapnel won’t put it to rest.
(though over at Pikes Peak Kia roofs pile at the crest)
How would you fasten a canoe with a cable? Loop around the thwart? I did buy some kanulock locking straps today.
Does car insurance cover our toys when strapped to the vehicle? I would assume so,but,
Cable through a thwart yes. Car insurance coverage might extend to installed accessories but contents? Consult your individual policy.
My wife’s Valley, Etain, sea kayak has a factory installed eye for the lock. on the back deck.
@wick said:
How would you fasten a canoe with a cable? Loop around the thwart? I did buy some kanulock locking straps today.Does car insurance cover our toys when strapped to the vehicle? I would assume so,but,
The cable is long with two loops, one at each end and a lock in the middle. Run the cable through your trailer or roof-rack, both loops over each end, then connect the lock. Very simple.
@wick said:
Does car insurance cover our toys when strapped to the vehicle? I would assume so,but,
It will cover any damage to the vehicle, but you need to read your policy or contact your agent about coverage for a canoe/kayak carried outside the vehicle. Insurance companies and state laws vary.
I added watercraft coverage to my homeowner’s policy. I pay $72 a year for replacement cost on two kayaks as well as paddles and all other related gear no matter where an incident may occur. $100 deductible.
I see now. I found some pics that show several different ways to lock canoes, lasso style. By the time i get all my theft protection on, they will steal all the metal straps and cables for scrap!
Sigh,hating to talk to my insurance guys. I go into shock already when i pay insurance lately.
My insurance agent told me my carbon fiber Osprey would be covered by my truck insurance if it is stolen off my truck if in my home drive way. It would not be covered if stolen away from my home. He said a rider could be purchased but when I told him it would cost over $3000 to replace it if stolen. I don’t remember what the rider cost was but I didn’t think the high cost was worth it. He was so shocked by the cost of a carbon fiber canoe that when he saw me in a bank parking lot a couple days later he went around the block and stopped to get a closer look at such an expensive canoe. I have insurance on my digital wildlife photo equipment and it is much cheaper than the canoe insurance and is worth more.
@duckhunter said:
My insurance agent told me my carbon fiber Osprey would be covered by my truck insurance if it is stolen off my truck if in my home drive way. It would not be covered if stolen away from my home. He said a rider could be purchased but when I told him it would cost over $3000 to replace it if stolen. I don’t remember what the rider cost was but I didn’t think the high cost was worth it. He was so shocked by the cost of a carbon fiber canoe that when he saw me in a bank parking lot a couple days later he went around the block and stopped to get a closer look at such an expensive canoe. I have insurance on my digital wildlife photo equipment and it is much cheaper than the canoe insurance and is worth more.
Similar advice from my homeowner’s agent. Coverage only if theft occurs at home, but not off premises. That’s why I went with the marine rider. It’s $72 annual premium will pay $2675 for one kayak, $2200 for the other, plus replacement cost of my Werner Cyprus and any other gear stolen. My insurance co. insures only Michigan properties and vehicles, so maybe that’s why the cost of the rider is so reasonable. Location maybe a factor as well; nearest big city is 150 miles south.
I do run a cable lock around the rack and through a seat or thwart. Other than that I don’t worry much cause I have sold a number of canoes in the last few tears so I know there is very little interest in 'em
Peter
Theives will steal anything if they think they can get a few dollars from them. They don’t don’t research how long it takes to sell a canoe or kayak. And they love the thrill of the job.
In thirty years of hauling i’ve never had an issue. Even in Newark New Jersey and next to Times Square( yes I did get a parking space). Newark was in the long term parking lot at the airport.
I’d think you are at higher risk by water or by take outs and put ins… That said no one around here has locked canoes or kayaks. And every house has a paddlecraft. Granted we don’t wave them in front of an audience.
But you have to do what you feel is appropriate for you as advice may be good for me and suck for you.
I checked with my insurance company before I hauled a $6500 23 foot carbon C4 from NY State to Whitehorse and back from Dawson City, Yukon, on top of my Subaru Forester this past June. The canoe belongs to a team member, not me. I was told that my USAA homeowner’s insurance policy covers everything about the canoe, damage or theft. I did put a cable lock around a thwart to the car. 9000 road miles later, no problems at all.
@DrowningDave said:
Theives will steal anything if they think they can get a few dollars from them. They don’t don’t research how long it takes to sell a canoe or kayak. And they love the thrill of the job.
Perhaps, but a canoe or kayak on a roof rack takes effort and a little knowledge. They’re not stealing from cars cause they have ambition.
I have the same fear.
I went to Ace Hardware and made myself a bunch of cables with loops similar to the REI once in the above link.
I cable my tires and kayaks to the trailer, then padlock the trailer hitch.
Anything that can ‘walk away;’ gets put inside the SUV.
As always , the system will stop an honest person or a lazy crook. But it is better than leaving the kayaks on the trailer held by a tie-down strap.
It’s something I worry about, so I lock my canoe to the car with a fairly thick cable. I’m not saying that someone determined enough can’t saw through my rack or the cable and take the canoe, but I want to make it difficult enough for them to choose someone else’s canoe to steal.
Love the flag Brian.
I am sure you could get a rider on your policy.
The only time I have ever even taken my eyes off any of my kayaks (when they’re out of my shop) was one time I stopped at a hotel casino where I wanted to eat. I parked right next to the casino where there were lots of security patrols, but even so, I padlocked the kayak to the trailer with a huge chain. One of my boats is inflatable, so if I absolutely have to take a boat along, that would have to do. It hasn’t been out of the bag in nine years.