Imagine Surf Icon vs Wizard (inflatable)

These boards are very similar, but the Wizard has a lot more places to secure things, D-rings, etc. The other big difference is the fins. The Icon has a typical underbody fin, and it seems pretty beefy. The Wizard, OTOH, has a fin that attaches to the rear, and can be retracted or angled up in shallow water. I like the idea of that, but is there going to be a difference functionally? Will one board track better than the other?