Similiar, but not as bad
The year before last I dropped my kevlar QCC from the top of my full size 4X4 pickup, as I was taking it off the roof and the wind caught it.
It punched a hole about five inches long and a inch wide in the bow just where it turns under the bottom of the boat.
I was lucky in the fact that it did not punch all the way through the kevlar, but it took off the gel coat and epoxy and left the kevlar exposed.
I called up QCC and talked to Phil, (who is no longer there) and he said to fill it in with two part epoxy and then after sanding it smooth, spray it with a coat or two of automotive white paint.
It worked like a charm and the boat probably has a few thousand miles on it since then.
If I had to repair it again, I think I would use gel coat over the epoxy rather than the paint, since the repair job is right where the bow hits the sand on a landing, and I have had to repaint it.
I doubt if your automobile insurance will cover it.